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COVID-19 UPDATE-July 9, 2020

Operational Change
Our branches except Russell Parkway are open for drive-thru only service and by appointment.  Russell Parkway is open as drive-thru only until further notice.  All teller transactions will be performed through the drive-thru.  Our ATM's are available for consumer cash and check deposits. 
 
Appointments
If you need to make an appointment with a banker or lender, please contact the closest branch.  Face masks are required for customers to enter the branches for an appointment.    American Pride Bank staff will also be wearing face masks during all appointments.

Social Distancing
We are practicing social distancing at all of our branches.  Please follow the instructions upon entering the branch.  There are markings on the floor to indicate where you should stand while waiting for a teller.  
 
Germ Shields
See through partitions have been installed at all teller windows and all customer service desks.  We ask that customers assist us by sitting or standing behind the partition while interacting with our staff.  
 
Sanitation
Employees are sanitizing their work stations continuously during the day as well as using hand sanitizer.  Customers will be asked to use hand sanitizer before interacting with any staff.  We urge anyone that is not feeling well to stay home and use remote alternatives (night deposit,
drive thru, ATM, and mobile banking).
 
We are closely monitoring the latest news to ensure that our customers and coworkers are safe.
As the situation evolves, we promise to keep you informed of any changes to our operations. Updates can always be found on our APB website or Facebook app. For additional information about COVID-19, the latest information is available at cdc.gov.
 

Change in Terms Notice-Funds Availability Policy


Due to changes in Federal Regulation CC, the amount of funds that must be made available to you will be increasing effective July 1, 2020.
 
Depending on the type of check you deposit, your funds may not be available until the second business day after the day we receive your deposit. Beginning July 1, 2020, the first $225 of your deposits, however, will be available on the first business day after the day we receive your deposit. This is a change from the $200 that must currently be made available on the first business day after the day we receive your deposit.
In addition, the following changes also apply to those funds you deposit by check which may be delayed for a longer period:
 
  • You deposit checks totaling more than $5,525 on any one day. This is a change from the current $5,000.
  • You have had repeated overdrafts on your accounts within the past 6 months which includes circumstances when you either were $5,525 overdrawn, or would have been had the item(s) been paid, on two or more occasions.  This is a change from the current $5,000.
  • You are a new customer and the account is still within the first 30 days from account opening. For a new account, funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. This is a change from the current amount of $5,000.
If we delay availability on a deposit, we will provide a notice of delayed availability to you promptly. Should you have any questions, please do not hesitate to contact us at 478-784-1448.
 
 

Michael L. Gilstrap elected as Chairman of the Board

Michael L. Gilstrap has served on the boards of American Pride Bank and its holding company American Bancorp, Inc. since inception; he was elected by the boards of both in August of 2018 to serve as Chairman of the Board.   
 
Mr. Gilstrap is a 1970 graduate of the University of West Georgia.  He obtained a Masters of Education degree from the University of Georgia in 1972 and a Masters of Science in Administration degree from Georgia College and State University in 1982.  He was employed by the Medical Center of Central Georgia from 1979 to 2006, retiring as Executive Vice President and Chief Operating Officer.  He was a founding board member of Central Georgia Health Network, and also a founding board member of Secure Health Plans of Georgia.  He was a former Chairman of the Peach County Board of Education and a former Chairman of the Peach County Board of Elections, where he currently serves on the board.  Mr. Gilstrap is also a Fellow in the American College of Healthcare Executives.  Mr. Gilstrap is currently retired.

Macon’s John Hall Elected as 129th Chairman of the Georgia Bankers Association

Monday, July 9th, 2018
John F. Hall, president and CEO of American Pride Bank in Macon, has been elected by his peers to serve as 2018-2019 Chairman of the Board of Directors of the Georgia Bankers Association.
 
“John has worked at a variety of banks that are reflective of the full scope of the types of banks that serve communities throughout Georgia,” said Joe Brannen, GBA president and CEO. “He’s committed to making sure that everyone understands just how important the banking industry is and how the Georgians who happen to be bankers make a difference in their hometowns every day. And, he’ll be a strong champion for the advocacy, education and services provided by the association as resources to the industry.”
 
Hall has more than 30 years of banking experience. He’s been at the helm of American Pride Bank since 2009. The bank has total assets of $171 million, loans of $133 million and deposits of $139 million. The bank employs 35 people and has four offices. Two of those are in Bibb County, one in Houston County and one in Oconee County serving the Athens area.
 
Hall spent the first 15 years of his career with growing super-regional banks in the Atlanta area before transitioning into community bank roles in the early 2000s.
 
In serving as the GBA Chairman-Elect during the past year, Hall has chaired the GBA Public Affairs Committee. He’s also served on the American Bankers Association Government Relations Council. The committee and council provide recommendations on regulatory and legislative policies to the associations’ boards of directors.
 
Active in the community as well, Hall is the Vice Chairman of Workforce Development and Education for the Greater Macon Chamber of Commerce, Treasurer at Idle Hour Country Club, a member of the Macon Civic Club and a member of Turning Point at Mabel White Baptist Church
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