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Personal Checking Accounts

FREE account that earns GREAT RATES and nationwide ATM FEE REFUNDS*

3.00% APY*
on balances up to $10,000
0.50% APY*
on balances over $10,000
or 0.05% APY*
if qualifications aren’t met


To earn interest and ATM fee refunds each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and log into Online Banking
  • Be enrolled and receive eStatement notice

Click here to apply online

*APY=Annual Percentage Yield. APYs accurate as of 03/04/2013. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 received APY of 3.00%; and (3) balances over $10,000 earn  0.50% interest rate on portion of balance over $10,000, resulting in 3.00%-0.50% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. ATM transactions do not count towards qualifying debit card transactions. Limit one account per SSN.

You have the ability to write personal checks at American Pride Bank

FREE account that earns CASH BACK and nationwide ATM FEE REFUNDS*

To earn cash back and ATM fee refunds each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and log into Online Banking
  • Be enrolled and receive eStatement notice

Click here to apply online

*Minimum to open is $50. When qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. ATM transactions do not count towards qualifying debit card transactions. Limit one account per SSN.

American Heritage

  • For customers age 50 or above
  • $50 minimum to open
  • No monthly maintenance fee or monthly minimum balance
  • Two boxes of standard checks free per year
  • 25% off annual safe deposit box rental
  • Interest compounded daily on collected balance
  • Free online banking, online bill pay and eStatements
  • Free debit card

Switching Made Easy

American Pride Bank appreciates your business.  We understand that switching your account to American Pride Bank is a big decision, but we are here to help.  We created a customer "checklist" to help organize your banking and bill pay.  We will help you fill out the list and prepare for the change.  American Pride Bank will contact anyone you need us to so that switching your account is as seamless and painless as possible.

Download the Switching Checklist now.  The checklist is a PDF document.  If you need to download Adobe Acrobat Reader to view this PDF, please click here.