President and CEO
In November of 2009, Mr. Hall joined American Pride Bank and American Bancorp, Inc. as President, Chief Executive Officer, and Director.
Mr. Hall has been in the banking industry for twenty five years. Mr. Hall spent fifteen years with regional and super-regional banks, including tenure as Senior Vice President of Bank of America in Atlanta. In 2001, Hall entered community banking as Chief Credit Officer and Senior Lending Officer for Cornerstone Bank in Atlanta. He left that position in March of 2003 to become Executive Vice President and Chief Operating Officer of First National Bank West Metro, headquartered in Paulding County. In January 2004, he became President and Chief Executive Officer and a director of First National Bank West Metro, as well as a director of West Metro Financial Services, Inc., the bank’s holding company. First National Bank West Metro was sold in August 2005 to First Horizon Bank, where Mr. Hall remained for a year as Senior Vice President, West (Atlanta) Region Executive. Hall was an organizer, President and Chief Executive Officer of First Choice Community Bank, a de novo bank chartered in west metropolitan Atlanta in April of 2007. Mr. Hall returned to his hometown of Macon in 2009 to join American Pride Bank. During his working career, Mr. Hall has been actively involved in the community and has served numerous civic and charitable organizations.
Mr. Hall was a previous member of Leadership Macon 2011 and currently serves on the Boards of Campus Clubs, Georgia Bankers Association, and the Greater Macon Chamber of Commerce as well as being a member of Macon Civic Club, Idle Hour Country Club, and Mable White Baptist Church. In his spare time, Mr. Hall enjoys spending time with his family and hunting. Mr. Hall resides in Macon with his wife Stephanie and their three children.
Senior Vice President and CFO
Theresa Younce grew up in Franklin, North Carolina. She attended Western Carolina University and earned a BSBA in Accounting as well as a Master of Accountancy. Theresa is a Certified Public Account (North Carolina) and an inactive Certified Internal Auditor. Younce has served as Internal Auditor, Controller and Assistant Vice President at Macon Bank in Franklin, North Carolina. Most recently, she served as CFO and Vice President at Mountain Heritage Bank in Clayton, Georgia. Theresa moved to the Middle Georgia region with her husband, William “Robbie” Younce and their daughter, to serve as Senior Vice President and CFO for American Pride Bank. In her current role, Younce is responsible for the accounting and financial function of the Bank, as well as human resources. Theresa is a past President of the Southeastern Chapter of the Financial Manager’s Society and a former board member of the Western Carolina Accounting Advisory Board. In her spare time, Theresa enjoys spending time with her family, traveling and kick boxing.
P. Andrew “Andy” Flowers
Senior Vice President, Senior Lender
Mr. Flowers is a 1988 graduate of Presbyterian College with a BS double major in Business Administration and Psychology. In 1994 he graduated from the Georgia Banking School, where he returned to be the Intermediate Class Advisor for several years, and attended the School of Commercial Credit of Bank South, NA. Mr. Flowers has experience in almost all facets of banking, but specializes in commercial lending and retail banking administration. He is a Cohen-Brown certified instructor for Extraordinary Sales Leadership, Proactive Relationship Banking, and Breakthrough B2B Banking. Spending almost his entire banking career serving the Middle Georgia region, Andy has over 25 years of banking experience working at such institutions as CB&T, Bank South, Nations Bank, SunTrust Bank, and Robins Federal Credit Union. As Senior Vice President and Senior Lender for American Pride Bank, Mr. Flowers oversees all lending functions and has oversight for the management of the bank's frontline, retail staff. In his spare time, Andy enjoys cooking, music, movies, the beach, and travel. Mr. Flowers has been a resident of Houston County for 25 years and has two daughters, Lauren and Claire, who attend the University of Georgia.